Direct UPI 2.00% Gateway Fees • Direct Bank Settlement
Savings
Direct-to-bank UPI 2.0 Rails•0% Gateway Fees

Financial infrastructure fordirect UPI payments.Zero gateway fees.|

Collect direct UPI and IMPS bank transfers with automated real-time reconciliation, signed HMAC webhooks, and 0% intermediary deductions.

0%

Transaction fees

T+0

Instant bank credit

99.98%

Success rate

10:42 AM
LTE
MyMobPay MarkMyMobPay

Direct bank checkout

Total dueDirect bank rail
₹500.00
Paying to:Merchant Store
M Auto-verify active

Scan with any UPI app

UPI QRDirect payInstant railAuto-match
Secure checkout by MyMobPay

Powering 10,000+ modern founders, developers, and fast-growing businesses across India

K
KwickBill
S
ScaleLoop
D
DevStack
N
NexaCart
I
IndieFlow
Z
ZetaPay
Merchant console

Full visibility into payments and settlements

Monitor real-time payments, webhook delivery logs, and bank reconciliations from a single console.

dashboard.mymobpay.com
Live

Total revenue

₹4,82,500

+12.4%

Transactions

1,842

+8.1%

Success rate

99.98%

+0.02%

Avg. settlement

0.0s

Real-time

Revenue (last 30 days)

Live
Aug 1Aug 7Aug 14Aug 21Aug 26

Recent payments

#MP0891

raj@okaxis

₹4,500

Success

#MP0890

sara@ybl

₹1,200

Success

#MP0889

dev@paytm

₹800

Pending

#MP0888

mia@upi

₹12,000

Success

Uptime SLA

99.99%

Webhook latency

<200ms

Avg. settlement

0 sec

NEXT.JS•REACT•NODE.JS•TYPESCRIPT•REST API•PYTHON•PHP•FLUTTER•REACT NATIVE•JAVASCRIPT•NEXT.JS•REACT•NODE.JS•TYPESCRIPT•REST API•PYTHON•PHP•FLUTTER•REACT NATIVE•JAVASCRIPT•NEXT.JS•REACT•NODE.JS•TYPESCRIPT•REST API•PYTHON•PHP•FLUTTER•REACT NATIVE•JAVASCRIPT•
DEVELOPER-FIRST ARCHITECTURE

MyMobPay is built
<for developers by developers>

Integrate direct-to-bank settlements in under 15 minutes. Eliminate the 2% aggregator cut with typed SDKs, deterministic REST endpoints, and signed HMAC webhooks.

SDKs & Libraries

Official typed libraries for Next.js, Node.js, Python, PHP, Flutter, and React Native with end-to-end type safety.

Explore SDKs

RESTful Endpoints

Deterministic, idempotent HTTP APIs for order creation, dynamic QR generation, and real-time status verification.

API Reference

Real-time Webhooks

Cryptographically signed HMAC-SHA256 event notifications dispatched straight to your server with automated retries.

Webhook Guide

Try it out for yourself

Live API
request.sh
curl -X POST https://api.mymobpay.tech/v1/orders \
-H "Authorization: Bearer sec_live_948a201..." \
-H "Content-Type: application/json" \
-d '{
"amount": 149900,
"currency": "INR",
"orderId": "ORD_2026_9821",
"customerVpa": "customer@okhdfcbank",
"settlementRoute": "direct_bank"
}'
POST /api/webhooks/settlement • 200 OK42ms latency
Header: x-mymobpay-signature: sha256=9f8a...HMAC Verified ✓
{ event: "payment.settled", utr: "329184029182", net: 1499.00, fee: 0.00, route: "direct_bank" }
Interactive Fee Calculator

See how much revenue you retain every month.

Adjust your monthly transaction volume to see the compounding difference between standard 2% + GST gateway deductions versus MyMobPay direct passthrough.

Monthly Collection Volume:₹5.0 Lakhs
₹1 Lakh₹25 Lakhs₹50 Lakhs+
Traditional Gateways (2% + 18% GST)-₹11,800/mo
MyMobPay Flat License₹499.00/mo (Fixed)
Net Monthly Savings
₹11,301retained

That is 96% savings directly redirected to your product development and growth.

Merchant stories

See MyMobPay in action

Trusted by SaaS founders, indie developers, and growing businesses across India.

Customer scanning MyMobPay QR code on tablet
Instant QR checkout

Seamless scan and pay

Customers scan dynamic QR codes using any UPI application with immediate payment confirmation.

Payment rail: UPIInstant verification
Founder using MyMobPay merchant dashboard on laptop
Merchant console

Real-time revenue analytics

Track incoming transfers, inspect webhook dispatches, and audit reconciliations in real time.

Escrow hold: 0 daysDirect account route
Happy customer and business owner completing payment
Customer experience

Frictionless checkout

Deliver high checkout conversion rates with direct bank-to-bank settlement reliability.

Universal UPI support99.98% success rate
Platform features

Direct infrastructure and secure verifications

Direct bank routing

Customer payments transfer directly to your designated bank account without escrow holding.

HMAC SHA-256 webhooks

Every transaction event callback is cryptographically signed using standard HMAC SHA-256.

Isolated developer sandbox

Test checkout redirection flows and webhook dispatches in an isolated sandbox environment.

Instant settlements

Maintain working capital liquidity with real-time settlement directly to your account.

Subscription plans

Simple, flat pricing for any scale

Start integration testing for free, scale to live payments with our standard subscription, or inquire about custom high-volume deployments.

Sandbox environment

Developer free

Perfect for prototyping, testing API signatures, and staging your UI callback dispatches.

₹0/ month

Isolated sandbox testing API key

Interactive dynamic checkout screen

Automated webhook event delivery stream

Live order status verification logs

Launch sandbox console
Most popular
Production Pass

Standard Pro Plan

For active SaaS founders and builders who want to stop giving away 2% on transaction cuts.

₹499/ month

100% direct-to-bank UPI transfers

0% transaction gateway fees

HMAC SHA-256 signed webhooks

Automated bank email reconciliation

Activate Pro License →
Enterprise scale

Enterprise pro

For high-throughput organizations needing custom webhook routing architectures.

Custom volume

Dedicated secure matching worker instances

Customized retry webhook schedules

Sub-merchant console access controls

Dedicated SLA support with uptime assurances

Contact for enterprise